| In
general, the documentation you will need includes: |
|
|
Check
for application fee |
|
| Property
Information (if you already have a contract on a house) |
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|
Purchase
Agreement. |
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|
Copy of legal
description and MLS sheet. |
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If
you are selling your current home, copy of listing contract. |
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|
If you have sold your
current home, copy of settlement statement (HUD-1). |
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|
Income & Assets
|
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Pay
stubs for the last 30 days. |
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For
the past two years: |
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|
Statements
for each bank, mutual fund, and/or investment account for the last
three months. |
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Estimated
value of personal property and furniture. |
| |
If
you have made any large deposits to your accounts: |
| |
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| |
If you own more than
25% of a business: |
| |
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| |
If
self-employed: |
| |
|
| |
If
you own rental property: |
| |
|
| |
If
you are retired: |
| |
|
| |
If
you receive Social Security: |
| |
|
| |
If
you are counting child support as income: |
| |
|
|
|
Debts
|
|
|
Names,
addresses, account numbers, balances and monthly payments on all
current loans. |
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Explanation of credit
report anomalies, including: |
| |
|
|
|
VA Loans
|
|
|
Copy of DD Form 214,
Report of Separation. |
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Miscellaneous
|
|
|
Photo ID and proof of
Social Security number. |
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Residence
addresses for the past two years. |
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|
If applicable, a copy
of your divorce decree. |
|
If
you are not a citizen, a copy of the front and back of your green
card. |
